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Material Disclosure

APR Disclosure*. Some states have laws restricting the Annual Percentage Rate (APR) that a debtee can charge you. APRs for cash advance *loans vary from 200%* to 1386%*, APRs for installment loans vary from 6.63%* to 225%, and APRs for consumer loans vary from 4.99%* to 450%* and depends on a debtee. *Loans from a state that has no restricting laws or loans from a bank not ruled by state legislation may have an even higher APR*. The APR is the rate at which your loan accumulates interest and is dependent on the amount, cost and term of your *loan, repayment amounts and timing of payments. Debtees are legally required to show you the APR and other terms of your *loan before you initiate a loan agreement. APR rates can be changed.

Material Disclosure*

The website itself is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating debtees that may be able to provide amounts between $100 and $1,000 for cash advance loans*, up to $5,000 for installment loans*, and up to $35,000 for consumer loans*. It cannot be guaranteed that all lenders can provide these amounts and there is no guarantee that you will be approved by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are unauthorized by any state law. This is not a solicitation for a particular loan and is not an offer to lend. We do not endorse or charge you for any service or product. Any compensation is paid by participating debtees and only for advertising services provided. This service and offer become inoperative where prohibited. We do not control and are not responsible for the actions of any debtee. We do not have access to the full terms of your loan, including APR*. For details, questions or concerns regarding your loan please contact your lender directly. Only your debtees can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for delinquency in payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You cannot use our service to initiate contact with a lender, register for credit or any loan product, or accept a loan from a participating lender. Cash transfer times and repayment terms is dependent on a particular lender. Repayment terms may be regulated by state and legislation laws. Some faxing may be required. Make sure to review our FAQs for additional information on questions such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice. Use of this service is subject to this site’s Terms of Use and Privacy Policy.

Credit Implications*

The operator of this website does not make any credit decisions. Independent, participating loan suppliers that you might be connected with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to solvency, credit standing and / or credit capacity. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating debtees in our network are designed to provide cash to you to be repaid within a short time span. The short-term loans are not a solution for long-term debt and credit difficulties. Only borrow an amount that can be repaid on the date of your next pay period. Consider seeking professional advice regarding your financial needs, risks and other possible ways to short-term loans. Late Payments of loans may result in additional fees or collection activities, or both. Each debtee has their own terms and conditions, please study their policies for further information. Nonpayment of credit could result in collection activities. Each lender has their own terms and conditions, please review their policies for further information. Every debtee has its own renewal policy, which may differ from lender to lender. Please study your lender’s renewal policy.

Exclusions*

Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of New York, Arkansas, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice.

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