About us
PDLoans247 is an online advertising referral service that may connect consumers with independent lenders or lending partners where permitted by law.
We are not a direct lender, we do not make credit decisions, and we do not provide in-person services.
Submitting an inquiry on our site is free for consumers.
Availability varies by state; currently not available to Georgia residents.
If you’re researching short-term credit, start here:
Payday Loans, and our state-specific pages (rules and availability vary).
What we do
- We help route your inquiry to one or more participating lenders or lending partners (where available).
- We provide plain-English guides so you can compare APR, fees, timelines, repayment structure, and alternatives before you sign.
- We offer educational tools (calculators/estimators) to help you understand cost and repayment planning.
What we don’t do
- We are not a lender and do not approve, deny, or service loans.
- We do not set lender terms (APR, fees, loan amount, due dates) and we do not guarantee approval or funding speed.
- We do not charge consumers a fee to submit an inquiry.
How it works
- You complete a short online inquiry form.
- If matched, you may be redirected to a lender or lending partner to review legally required disclosures
(APR, fees, payment schedule, total of payments, and due dates). - If you e-sign, the lender funds and services the loan. Terms and availability depend on your state and the lender’s underwriting/verification.
Pricing and how we’re compensated
- Using PDLoans247 is free for consumers.
- We may earn a referral fee or commission from a participating lender or partner if you proceed with an offer.
Our goal is transparency: you should always be able to see key costs and terms in the lender’s disclosures before you sign.
Compliance and consumer protection
- Participating lenders are responsible for complying with applicable state and federal laws.
- We encourage every consumer to verify lender authorization and read disclosures before accepting credit:
- Our guides and calculators are educational and provide estimates only — they are not financial, legal, or tax advice.
Why we exist
We built PDLoans247 to make short-term borrowing easier to understand.
Many borrowers see “fast cash” messaging but miss the real cost (APR, total repayment, and what happens if repayment is late).
Our mission is to help you compare options, understand risks, and choose alternatives when short-term credit is a poor fit.
Our values
- Transparency: clear information about costs, timelines, and repayment structure.
- Security: encryption and access controls to protect personal data.
- Practical guidance: we focus on “total dollars due” and budgeting so borrowers avoid repeat borrowing.
- Honesty: no hidden fees from us, no promises we can’t keep, and no guaranteed approval claims.
Our story
- 2019: PDLoans247 started in August and launched online service by October.
- 2020: Application volume grew; we improved the site experience and guidance.
- 2021: We expanded borrower-education content and centralized administrative operations (online-only; no walk-ins).
- 2022: We strengthened privacy and data protection practices.
- 2023–2024: We improved tools and content to help users compare costs, timelines, and alternatives.
- 2025: Focus on clearer disclosures, better calculators, and up-to-date availability guidance.
Meet our team
- Alison Bennett — finance professional focused on borrower education and transparent comparisons.
- Kalash Aggarwal — financial content lead and advisor for consumer education.
Need help?
- Email:info@pdloans247.com
- Phone (toll-free): +1-866-888-0037
- Inquiries: 24/7 online. Lender hours and funding times vary.
Disclosure reminder
Submitting your information does not guarantee an offer.
If you accept a loan, your agreement is with the lender, who sets and services the terms.
Always verify licensing (NMLS Consumer Access) and review Truth in Lending disclosures before you sign.
Helpful links
Ready to Discover Your Savings?
Our full-featured calculator gives you a complete financial picture with personalized recommendations to help you make the best decision.
Our calculator provides estimates only. Actual savings may vary based on lender policies and your financial situation. Consult with a financial advisor for personalized advice.