Legal Disclaimer
Who we are
- Pdloans247 is not a direct lender. We do not make loans or credit decisions.
- We are a marketing and referral service. When you submit a request form on our site, we may share your information with our lender partners to try to match you with a lender, as described in our Terms of Use and Privacy Policy pdloans247.com.
How our service works
- You can submit a request to be connected with one or more lender partners.
- We do not control lenders and cannot influence their decisions. Only lenders decide approval, loan amount, rates, fees, and repayment terms.
- We do not charge you a fee for using our referral service.
No guarantee of approval or terms
- Submitting a request does not guarantee approval, funding, a specific rate, or a specific amount. Many factors affect eligibility and terms, which are set by the lender, not by us.
Credit checks
- Some lenders may perform a soft inquiry for prequalification, which does not impact your credit score.
- If you choose to proceed with an application on a lender’s site, the lender may perform a hard inquiry with one or more credit bureaus (for example, Equifax, Experian, TransUnion). A hard inquiry can impact your credit score.
State availability
- Our service and lender offers are not available in all states. Availability, product types, and limits vary by state and by lender. Check eligibility before you apply. State coverage can change over time.
Rates, costs, and responsible use
- Short‑term loans can be expensive and are not a long‑term financial solution. Please consider alternatives that may cost less (for example, payment plans, credit union products, assistance programs).
- Review all lender disclosures carefully before you sign. Borrow only what you can afford to repay.
Data sharing and security
- When you submit a request, we may share the information you provide with our lender partners to facilitate matching and communications, consistent with our Terms and Privacy Policy pdloans247.com.
- We use reasonable technical and organizational measures to protect data (for example, TLS encryption in transit and access controls). No method of transmission or storage is 100% secure.
Fraud and fees
- We will never ask you to pay an upfront fee, send money via gift cards, MoneyGram, or Western Union to “guarantee” a loan. Be cautious of anyone claiming to be us who pressures you to pay or share codes/passwords. If in doubt, contact us using the information below.
No financial or legal advice
- Information on this site is general and for educational purposes only. We do not provide financial, legal, or tax advice. Consult your own advisor about your situation.
Communications and consent
- By submitting your information, you may consent to be contacted by us and/or lender partners by phone, text, and email about your request, consistent with applicable laws and your preferences, as described in our Terms and Privacy Policy.
Contact
- Company: Pdloans247
- Email: support@pdloans247.com
State-by-State Availability (Payday and Small-Dollar Lending)
This table summarizes high-level availability. Exact products, caps, fees, and terms vary by state and lender and can change. Always rely on the lender’s state-specific disclosures and your regulator’s guidance. Table updated: .
| State | Code | FIPS | Payday status | Installment loans | Notes |
|---|
Sources for state codes and regulatory notes
- census.gov — ANSI/FIPS state codes
- USPS Publication 28, Appendix B — official USPS abbreviations
- bls.gov — USPS abbreviations + FIPS (cross-reference)
Note: Regulatory specifics (caps, fees, terms) can change. Verify on your state page, NMLS Consumer Access, or the state regulator.