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State-by-State Lending Availability

This table summarizes high-level product availability by state. Exact products, licensing, fees, cost limits, repayment terms, and disclosures can vary by state, lender, and product type and may change over time. Always rely on state regulator guidance, lender disclosures, and NMLS Consumer Access before applying.

Dataset updated_at 2026-03-31 17:56:33
Imported by: Alison Bennett
25
Payday status: Available
9
Payday status: Restricted
17
Payday status: Generally unavailable
State Code FIPS Payday Installment Personal Cash Advance Last Reviewed
About this table
  • This page uses the same centralized state dataset as the homepage and state landing pages.
  • If a state page exists on the site, the state name is clickable. If not, the row still appears without a link.
  • If payday loans are generally unavailable in a state, installment or personal loan alternatives may still be available depending on product type, lender participation, and eligibility.

Global notice: Information is for general guidance only. Product availability, rates, fees, terms, licensing, and legal requirements may change. Verify current lender disclosures, your state regulator, and NMLS Consumer Access before applying.